BUILD YOUR BUSINESS CREDIT
Without Using Your Personal Credit!!!

Business credit building is a puzzle…it has many pieces that methodically create the whole picture. One of the most critical pieces to getting started or building a higher score is finding vendors that will provide you with a large initial line of credit to purchase their products and then work with you to increase the credit limits as your payments warrant. Are you:

	Looking for a way to establish business credit for your company without affecting your personal credit?
	Distrustful of “off-shore” offers?
	Can’t afford a “shelf corporation”?

Website EBooks will, after a qualifying initial purchase, grant you a business line of credit for the eBooks in their library. Here’s what they offer:

	They will provide specialty financing of lines of credit for your company through AFF Commercial Credit (AFFCC)
	They will bill you monthly for your minimum payment commitment
	They will provide a monthly payment credit history to the Business Credit Bureaus
	They will allow you to increase your credit limit with a good payment history, with enrollment in a six month Business Credit Builder Program at no extra charge!

Here’s how it works:

Website EBooks will provide you with a complete website bookstore.  You decide how many books you wish to start out with.  You may qualify for any one of the following offers:

Website EBooks will pull your business credit report and advise you within 5 business days of the Finance Committee's decision regarding your request.  The full amount of merchandise you qualify for will be reported to Business Credit Bureaus to facilitate collection of monthly payment commitments**.  The standard practice in the bookselling industry is that you may return any unsold books for credit.  Sales of ebooks/music will come through the Website EBooks shopping cart.  Book sales will be split 50%/50% with Ox Publishing.  As you sell more and more books, you may qualify for additional credit to expand your bookstore. 

Applicants must have a verifiable EIN number and 411 business phone line source to apply. We recommend that you have a DUNS number, but it is not required. You must fill in each line in the application form before submitting it. By clicking the "APPLY NOW" button, you authorize AFF Commercial Credit to pull your business credit from a variety of sources, including D&B and Credit.net. The decision to grant business credit is at the sole discretion of the Finance Committee at AFF Commercial Credit, whose decision is final. AFFCC may require you to provide additional information after it has pulled your credit history. If you are granted a lower limit line than you wished for, you may 1) choose to enroll in the AFFCC 6-mo. Business Credit Development Program,  2) accept the decision and receive a refund for the difference, or 3) simply request a refund less the non-refundable $99 processing fee.  AFFCC requires your acknowledgement and agreement that if you change your mind after having been granted your line of credit and your account has been reported to credit bureaus, that in addition to the $99 non-refundable processing fee, the minimum cancellation fee is $100 plus the cost of any products acquired from its product websites.  That amount will be deducted from your initial payment before returning your funds. *After approval process, you may be offered an accelerated payback schedule of 2, 4, or 5 months. The information you give to AFFCC is proprietary, and will not be shared or sold. You may rely on the Privacy Policy of AFFCC and its associates.  Terms of Use.  Terms & Conditions of AFFCC.  Terms & Conditions of Website EBooks.  Updated 7/08.